An actual Q&A exchange with a small business owner and finance expert.
Excerpts of a conversation between a small business owner and a financial consultant.
Question, Small...
"Driving Success Through the Pandemic"- Financing Options and Opportunities for Small Businesses During Covid
As COVID-19 cases continue to surge and new restrictions loom, challenges,...
A new administration could mean significant changes in tax laws that affect the most affluent taxpayers. There are several proposed tax changes that are...
The current COVID-19 pandemic has led to unfortunate and recurring scenarios like the following: Ralph owns a small furniture store in a shopping center...
Fourteen timely CARES Act considerations for small business owners.
As previously said here, the second time has been indeed a charm as many more businesses...
Three components of this new law.
The story, unfortunately, is a common one: Joe owns a great restaurant, the Mediterranean menu is terrific, the service...
Businesses that Make A Difference
Featured Company: MBAF
Executive: Tony Argiz, Chairman and CEO
Business Address: 1450 Brickell Avenue 18th Floor, Miami, FL 33131
Website: mbafcpa.com
Tell us about...
Everyday People, Make the World Go Round - Meet Antonio Uribe
Name: Antonio Uribe
Title: President & CEO
Company: Terrabank, N. A.
Major City Where You Work: Miami,...
Get Help From the SBA to Keep Your Business Afloat
The current COVID-19 pandemic is also an economic crisis, with long-lasting impacts felt across all...
Keep business going, but ultimately, protect yourself, your family, and your employees.
COVID-19 has been the largest cloud over all our heads across the world,...
Scaling your business requires understanding the types of investors and knowing the state and status of their portfolios.
The vast majority of venture capital and...
Without measuring and tracking business investments, business owners are missing a critical piece of information about company performance.
Understanding the Cost of Your Investment
Your first...
Key bank engagement steps to secure a small business bank loan.
Manuel Chinea, EVP, COO, Popular share a banker's perspective on securing small business loans...
Successfully grow your small business with these key guidelines.
Editor’s note: This the first in a video series from Latin Biz Today Spectrum of Success Event...
A requirement for every successful small business and enterprise.
Cash flow management is the process by which an organization maintains control over the inflow and...
U.S. consulates are instructing applicants to file these five documents.
Editor's note: This is part 3 of this multi-part series. Note Part 1: The U.S....
Outside investors want to understand a business' strategy as well as its financial statements.
The need to raise capital from outside investors requires a great...
To secure funding it's essential to instill confidence with a professional and accurate financial summary
Securing a loan or other private funding is all about...
The E-2 Treaty Investor Visa enables international investment in U.S. small businesses- Part I
For foreign business persons interested in investing in the United States, the...
Learn these basic concepts and know them off the top of your head and you will be in a much better position to converse with those interested in knowing about your business!
For any small business managing expenses is essential, but in order to achieve success a focus on sales for sustainable revenue growth is paramount
There...
Seven factors for small business owners to consider.
1. The Loan Amount
The loan amount should include the funds needed for both hard costs and soft...
A small business owner's management of key financial initiatives is directly tied to it's level of success.
Business owners wear many hats, including that of...
For any acquisition it's important for both buyers and sellers to have a dialogue about company value.
Buyers and sellers of companies of course have...
Good financial management is vital to small business success. The money people know it and will therefore be more responsive to funding requirements when they see that management has full comprehension of all aspects of the financials reports.
What's the immediate impact and ripple effect?
The Immediate Impact
There will be no more loan closings under the SBA 7a program, except for those loans...
Mergers and acquisitions require finding the right skill set within the company to successfully execute
As small companies begin to face strategic competitive and growth challenges,...
Small Business Life Insurance is used to protect a business, or the family of a businessman, from the financial loss
Small business owners depend on...
This is one of the most important decisions you will make for the future of your business. It is not as much fun as shopping for a car, but it is far more important to your success.
There are many factors to consider before investing in real estate. Before making a purchase, talk to your real estate and accounting professionals to be sure you understand the true costs and savings, and ensure a financially sound decision.
When attempting to reduce one’s debt, the Internal Revenue Service (“IRS”) needs to be provided with an accurate picture of one’s finances.
Editor's note: This...
For both the Seller that wants to sell its business and the Buyer that wants to purchase one, it’s important to be fully aware of the above-mentioned range of legal considerations and the various stages involved in the process to help ensure a smooth and successful transaction.
The standard deduction would be increased each subsequent year based on a chained consumer price index. The determination of each filing status is still as set forth as in the last tax code.
The Parties typically use the basic terms that were contained in the parties’ Letter of Intent (“LOI”), discussed in my last article, to structure the more detailed Purchase Agreement – be it an Asset Purchase Agreement or a Stock Purchase Agreement.
These nine steps will enhance the level of success in securing small business financing
Preparation is job one before seeking financing in all it's various forms. These will serve as...
My advice to my small business owner clients in these times of change.
How will small business owners take advantage of the tax savings and invest in...
Four Factors for Small Business Owners When Issuing Equity
In a previous article—Keys to Issuing Equity for Small Business Owners—we covered the idea that issuing shares of...
Small business owners should consider the financial and tax feasibility of installing solar.
If I understand the new tax cuts (and who really does given its...
Many small business owners have questions, but the answers are not easy to obtain.
.
Let's begin with ten key questions which best represent the most common questiona asked by small...
What are some ideas to implement in this climate if uncertainty? Here are five tried and true suggestions.
Typically, small business owners spend the last two months of...
Small business owners questions asked and answered.
Editor's note: This is a second in a series of common questions gathered from small business owners and respective answers by...
Small business owner's financial questions posed and answered by a small business advocate.
Editor's note: This is a first in a series of common questions gathered...
Small businesses which process accounts payable invoices in a timely manner will minimize total invoice processing costs.
Small business-especially those that are on the cash...
Safeguarding cash allows your small business to maximize cash flow.
Cash, including checks, is an important aspect of many businesses. But controls such as monthly...
Small businesses need to ask these three questions to optimize financial flow.
If questions are truly answers, then small-business owners must ask themselves three simple...
Issuing an ownership equity in a small business is a common means to garner capital, but such an initiative poses legal risks.
Entrepreneurs seeking capital by way of conveying...
A 12 insight START and STOP roadmap bank assessment for small businesses.
Bank revenue is derived from lines of credit, term loans, merchant service accounts and deposits.
Another source...
Small business owners need to understand the risks and rewards of starting a pension for employees.
If you own a business, and want an easy tax deduction,...
Tax reliefcan be a boon for small business owners but challenges lay ahead.
Today’s small business owners who have survived the worst recession of our...
Planning to seek outside financing to expand your business? Here are 8 options and tips.
Creating and maintaining accurate financial records and forecasts will improve...
Angels, VCs, bootstrapping loans from banks and alternative lenders
Although bank loans are typically the first form of financing most new business owners think of, they are...
How do physician’s finances differ from everyone else’s?
Today, we live in a world where there’s an overabundance of information; the internet, excessive amounts of...
Small businesses must adapt to the mobile transaction shift quickly to maintain customer loyalty, market share and revenues.
Mobile payments will make cash obsolete and improve the...
Small business capital hurdles-remedies and must read small business capital articles.
Whether growing your small business or applying for a start-up it's vital to address the...
Small businesses need working capital to grow is crowdfunding an option?
Most small businesses need working capital when they are in a growth mode.
They need...
3 tips to ensure you safeguard your personal assets and business credit worthiness.
Credit plays an important role to many business owners in their daily...
Creating Assumptions for the Cash Flow Projections
The income statement reports billings and accrued expenses. The cash flow statement reports collections and payments—cash inflow and...
