Credit Card Reader Square en Español

Square—is a quick and easy credit card reader, available with Spanish-language localization, making it invaluable for Hispanic businesses


Square is quickly becoming the go-to credit card-processing platform for small and medium-sized businesses. And now, with the addition of Spanish-language support, it’s opening itself up to many more markets, including Hispanic businesses, benefitting both itself and its customers.

Talk to Ricardo Reyes, the 39-year-old VP of Communications and Brand Marketing and head of the team that just launched Square en Español, and you get three distinct feelings:

  • Square is sincere: It wants to help small businesses grow.
  • This is kharmic: Reyes’ own father was a Nicaraguan entrepreneur who started, among other businesses, a travel agency and a gas station. Now his son helps small business prosper by helping them accept credit cards.
  • Square is serious about doing things well.

Take something as simple as a Spanish translation. I lost count of how many times Reyes mentioned the word “localize.” meaning not only translating the language itself, but also using idiomatic expressions and making sure that the use of Spanish fits the target.

“Often, when someone approaches a Hispanic small-business owner with a product in Spanish, he’s met with a certain amount of distrust because there have been many instances where the person speaks really bad Spanish, the translations have been bad and the efforts superficial. We wanted to do things right,” Reyes explains.

True Disruption

Founded in 2009, Square (originally named Squirrel) is arguably the most disruptive technology ever to enter the small-business universe.

Prior to Square, small businesses had to endure a veritable obstacle course to accept credit cards—or risk losing sales. Credit-card companies charged small businesses as much as 4% in processing fees. Moreover, the entire industry was convoluted, with credit cards, credit processors, terminal manufacturers, processing fees, gateway fees, terminal rentals, and a host of other and related charges.

“The way small businesses are treated is almost insulting,” says Reyes.

It’s not surprising that the Federal Reserve Bank of Philadelphia reported that, of the 30 million businesses in the U.S. with under $100,000 in revenue, only 6 million accept credit cards.

Small-Business Connections

Enter Jim McKelvey, a computer science engineer turned glassblower and now chairman of Square. After reportedly losing a $1,000 sale because he didn’t accept credit cards, the story goes that he called his friend, Jack Dorsey, one of the creators of Twitter, and got Square started.

“Everyone at Square has a connection to small businesses,” Ricardo remarks.

Square uses a low-cost reader (it’s given away for free) that connects directly into a phone or tablet and works in conjunction with simple software to accept credit cards on the spot. Square charges a flat 2.75%  with no cumbersome structures, processors, terminal rentals or middlemen. With Square, anyone –food-truck owners, painters, street vendors and cab drivers—can accept credit cards.

Moreover, while traditional credit card and merchant processors deposit the money on a monthly basis, Square—with a few exceptions—deposits the money in the merchant’s account in one to two days.

Additionally, Square’s design has what some people describe as “Apple-esque.” The simple square reader fits neatly into the headphone jack of the phone. The software—free to download—is simple to use. Registration is fast and easy and links a Square account to a bank account for direct payment.

Marcelo Salup
Marcelo Salup
Marcelo Salup's 30+ years career in advertising covers a wide range of everything. A wide range of roles -he began his career on the creative side, won 2 Addies, changed to media, included strategic planning and consumer insight and has been an agency owner several times. A wide range of venues: Spain, Latin America, International and the U.S.  A wide range of clients that go from automotive through banking, electronics, fast food, soft drinks and much more. His professional philosophy can be summed up in four words: “Only performance is real”. Today, he runs a successful strategic planning consulting,  Website

Featured Items