Ray Nowicki, Author at Latin Business Today

Ray Nowicki

Raymond M Nowicki CPA is managing partner of Nowicki and Company, LLP, a firm with its headquarters in Buffalo, NY with a satellite in Manhattan. Nowicki is a nationally recognized speaker and trainer of CPAs on pension plan auditing, and quality improvement for CPA practices. His firm also audits 401K plans. Ray has helped Nowicki and Company, LLP grow to be one of the top 30 firms in Western New York. In recognition for service to small businesses, New York Governor George Pataki awarded him the Small Business Advocate of the Year Award in 2005. He serves most of the firm clients, especially in a number of specialized areas including estate planning and trusteeship, structuring new business ventures, strategic planning and workouts, and litigation support. Website

So You Want to Buy (or Sell) the Business? Rules of Engagement

There are six rules of engagement when negotiating as a buyer or pre-planning...

New Tax Year- New Tax Law, Small Business Owners Need to Know

What are some ideas to implement in this climate if uncertainty? Here...

Pension Plans and the Small Business Owner

Small business owners need to understand the risks and rewards of...

3 Tactics to Maximize the Benefits of Your 401(k) Plan

Many small businesses offer a pension plan, called a 401(k) plan. Understand...

8 Exit Business Planning Mistakes

Sound New Years resolutions and business solutions to avoid common exit...

3 More Rules of Engagement When Buying or Selling a Small Business

Navigating the nuances of buying or selling a business, part 2 three more...

Money

Cash Flow Management for Small Business Owners

Business, Money

A requirement for every successful small business and enterprise. Cash flow management is the process by which an organization maintains control over the inflow and outflow of funds. The fundamental goal of cash flow management is to ensure that the incoming...

Talent/HR

Here’s How Remote Workers Will Impact your Taxes: The Employer’s Side

Business, Operations, Productivity, Strategy, Talent/HR

Why Good Deeds May Not Go Unpunished In our last article—"Here’s How Remote Workers Will Impact Your Taxes”—we discussed the potential tax impacts on employees working remotely. Now, in this follow-up to that article, we’re looking at how employers can be affected by...

Legal

Making Sense of Covid Workplace Safety Guidelines: 4 Things to Consider

Legal, New York

In light of the confusing Covid guidelines from federal, state, and local governments, it's important that employers enforce their policies consistently and fairly. On January 13, the Supreme Court of the United States blocked the Biden Administration’s efforts to...

Marketing

An Entrepreneur’s Launch of a Luxury Accessory Brand

Entrepreneurs, Fashion, Marketing Strategy

What does it take to launch a luxury accessory brand? Creativity, a passion for what you do, the talent to produce a high quality product, business sense, creating outlets to sell your product, and marketing your product are just a few things that go into creating and...

Strategy

Entrepreneurship – Do It Your Way

Business, Entrepreneurs, Strategy

One of my favorite lines that I often quote is the hook from Frank Sinatra’s My Way— “I did it, I did it my way.” As entrepreneurs, we are generally the types who create our own rules and do things our own way. Sometimes it's good to reflect on why this individuality...

Latina IT Executive Maria Hernandez Is All About Innovation

Florida, Florida, Innovation, Innovation, Inspirational Latinos

She left Cuba with her family as a child trading possessions and a middle class life for freedom LBT: Maria, thank you so much for doing this with us! You are an Inspirational Latina. You’ve had an interesting upbringing…Not your average childhood by any means. Please...

Latina Business Owner Treats Her Skills As a Business Not a Hobby

Latino Perspectives, Latino Perspectives

Don't let self doubt and fear become obstacles to what you are capable of achieving. Today we interview inspirational writer and coach Lucy Brummett, founder of lucybrummett.com She’s funny, bright, and full of wisdom. Read on to hear her story as a Latina...

A Hispanic Business Owner That’s Making A Difference – Natural Life Stores

Health & Fitness, Latino Perspectives, Latino Perspectives

Hispanic Business owner Gabriel Suarez provides natural alternative and wellness products. LBT: Gabriel please tell us us about your business. We strive to improve the quality of life within our communities by educating and providing access to quality natural...

A Latina’s Swimwear Business with Hispanic Roots

Entrepreneurs, Fashion, Hispanic Businesses

Melinda Huff's business philosophy is let's take women from beach to brunch. Blending her Honduran heritage with a New York flare to create outstanding outfits, Melinda Huff's company, Mirame Swim, sells small-batch swim and activewear, taking women from the beach to...

2022 Trends: What’s Changing in Commercial Real Estate

Economy & Policy, National and Global, Real Estate

What will you do differently in the second quarter to jump on these trends? Let's call a spade a spade—most of the real estate industry took a major blow in 2020 and early 2021. But the market is changing rapidly and in ways we never could have predicted in our...

Fashion

A Latina’s Swimwear Business with Hispanic Roots

Entrepreneurs, Fashion, Hispanic Businesses

Food

Meet Latina Entrepreneur Legendary Baker Cristie Besu

Business, Entrepreneurs, Food and Beverage, Hispanic Businesses

Cristie believes that you should not have to choose between delicious and better for you foods. The daughter of Cuban immigrants, Cristie Besu has had quite the journey herself. She’s the Founder and CEO of Eat Me Guilt Free, a health-focused line of bread, brownies,...

Music

5 Past and Present Christmas Videos Worth a Look

Culture, Music, Work, Life & Culture

Christmas videos in the U.S. and worldwide we've come to love.... Chocolate Frey - Singing boxes Jose Feliciano's Feliz Navidad The Greatest Gift- Sainsbury ad- Christmas 2016 Christmas Lottery- 2015 SPAIN M&S 2016 Christmas Ad: Christmas...

Sports

14 Takeaways From the World of Sports Business

Sports

Check out these quick snapshots across the sports industry in May 2022 Welcome! Well, I am apparently over my anger about the baseball lockout. Yes, I am following the game to a degree, especially because the Mets are off to a good start. The New York Yankees are also...

Innovation

Latina IT Executive Maria Hernandez Is All About Innovation

Florida, Florida, Innovation, Innovation, Inspirational Latinos

Work, Life & Culture

A Visual Artist’s Business Journey

Business, Business, Business, Work, Life & Culture

How to use your wits and artistic talents to create multiple streams of income. Ovila Lemmon (known in art circles as Ladie Ovila) is an artist, graphic designer, clothing and accessories designer, and an art teacher. Her business, Mūt’Sun Artistry (pronounced...

Culture

Hispanic Culture – A Special Latin Biz Today Cinco de Mayo Retrospective [Video]

Culture, Food and Beverage, Latino Perspectives, Work, Life & Culture

Cinco de Mayo is a wonderful opportunity to share the flavors, festive hand-made crafts, traditions passed down through generations, and also celebrate Hispanic businesses. Join us as we share some of our favorite articles that highlight what makes the holiday so...

Health & Fitness

A Hispanic Business Owner That’s Making A Difference – Natural Life Stores

Health & Fitness, Latino Perspectives, Latino Perspectives

Travel & Destinations

Hindsight Is Literally 2020!

Travel & Destination

So as I was approaching my 57th birthday this past October, I came to realize that travel has been on my bucket list 40 years and that since my divorce 6 years ago, I have somehow always felt like I needed someone to give me permission to do so. Really, permission, at...

Personal Blogs

A Latina Entrepreneur’s Journey Building Her Business [Video]

Tendencia, Tina Trevino's Entrepreneurial Journey, Video

Back at work catching up! Its been a great week traveling overseas, but it’s finally time to get back to my NYC showroom and get down to business! Today I’m catching up with Danielle Amato Apparel to talk about her upcoming gig as brand ambassador for a well known...

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