Irving Waldawsky-Berger, born in Cuba, retired from IBM on May 31, 2007 after 37 years with the company. Since then, I have collaborated with colleagues at IBM on a number of initiatives including Cloud Computing and Smarter Planet. In March of 2008 I joined Citigroup as Strategic Advisor, working on innovation and technology initiatives including the transition to mobile digital money and payments. In April of 2012 I became a regular contributor to the Wall Street Journal’s CIO Journal. Emigrated from Cuba and entered high school, followed by the University of Chicago graduating with a PHD in physics.